1316 NE 20th Street, Cape Coral, FL 33909

$560,000
4
BD
3
BA
2,689
SqFt

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Sold Price
$560,000
List Price
$575,000
Listing Price
$575,000
Closing Date
Jul 10, 2026
Days on Market
134
MLS#
226008797
Bedrooms
4
Bathrooms
3
Living Sq. Ft
2,689
Property Class
Single Family Residential
Elementary School
SCHOOL CHOICE
Middle School
SCHOOL CHOICE
High School
SCHOOL CHOICE
Building Design
Single Family
Status Type
Resale
Status
CLOSED
County
Lee
Region
CC31 - Cape Coral Unit 17,31-36,
Development
Cape Coral
Subdivision
Cape Coral

Property Description

A Rare, Custom-Built Freshwater Canal Estate on a Fully Fenced Triple Lot—Safely Located Outside the Flood Zone with NO Flood Insurance Required! ON THE MARKET AT A DETONATED PRICE—APPRAISED SIGNIFICANTLY HIGHER! Why settle for a cramped, cookie-cutter house on a tiny lot? Welcome to 1316 NE 20th Street, a custom-built waterfront fortress situated on a rare, sprawling 0.34-ACRE TRIPLE LOT that guarantees incredible privacy, expansive space, and a lifestyle that stands entirely on its own. The absolute crown jewel of this estate is the oversized, extra-deep 3-car garage, fully outfitted with its own independent mini-split air conditioning system! This pristine, climate-controlled space is an absolute dream layout for classic car collectors, premium workshops, or immaculate toy storage. Financial peace of mind is built right into the location: situated high and dry in a coveted X-Flood Zone, this home requires ZERO mandated flood insurance, instantly saving you thousands of dollars annually compared to high-risk coastal areas. Step inside to discover over 2,600 square feet of custom architectural luxury. A massive, wide-open great room greets you with soaring volume ceilings and panoramic views out to your private backyard resort. The chef-inspired kitchen features custom cabinetry and premium wrap-around countertops perfect for high-end entertaining. (2) NEWER A/C SYSTEMS and NEWER ROOF! Step out onto the expansive brick paver lanai to enjoy your massive saltwater pool, or walk down to your private concrete dock equipped with a protective boat canopy right on a wide, serene freshwater canal. Every inch of this property radiates structural integrity and custom scale that you simply cannot duplicate in today's rapid new-construction builds. Do not leave your equity on the table—schedule your private tour today!

Additional Information

Year Built
2014
Garage Spaces
3
furnished
Unfurnished
Pets
Yes
Amenities
None
Community Type
Boat Facilities, Non-Gated
View
Canal, Water
Waterfront Description
Canal Access, Intersecting Canal, Navigable Water, Seawall
Pool
Yes
Building Description
1 Story/Ranch
Lot Size
0.34400000000000003
Construction
Block, Concrete, Stucco
Rear Exposure
S
Roof
Shingle
Flooring
Carpet, Tile
Exterior Features
Deck, Fence, Security/High Impact Doors, Sprinkler/Irrigation, Outdoor Shower, Patio, Shutters Electric
Water
Assessment Unpaid, Public
Sewer
Assessment Unpaid, Public Sewer
Cooling
Central Air, Ceiling Fan(s), Electric, Zoned
Interior Features
Breakfast Bar, Built-in Features, Bathtub, Tray Ceiling(s), Coffered Ceiling(s), Separate/Formal Dining Room, Dual Sinks, Fireplace, High Ceilings, Kitchen Island, Living/Dining Room, Multiple Shower Heads, Pantry, Separate Shower, Cable TV, Walk-In Closet(s), Window Treatments, Central Vacuum, Split Bedrooms
Waterfront
Yes
Unit Floor
1
Furnished Description
Unfurnished

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Term of Loan
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Calculator source: Real Geeks

Listing courtesy of Keller Williams Elite Realty. Selling Office: .